Board of Directors

E. Gerald Kay Founder, Executive Chairman of the Board, Director and Shareholder

Founder, Executive Chairman of the Board, Director and Shareholder. E. Gerald Kay has previously served as Chief Executive Officer, Chairman of the Board and President of the Company and its predecessor since 1980.

Christina Kay Co-Chief Executive Officer and Director

Co-Chief Executive Officer. Christina Kay served as Executive Vice President since June 2012 and Vice President and Director of the Company since December 1994. Previously she was with the New York law firm of Squadron, Ellenoff, Plesant, Sheinfeld & Sorkin.

Riva Sheppard Co-Chief Executive Officer and Director

Co-Chief Executive Officer. Riva Kay Sheppard has served as Executive Vice President since June 2012 and served as Vice President and Director of the Company since May 1991.

Robert Canarick Director

Mr. Robert Canarick has served as a director of the Company since December 1994. From January 1998 until August of 2001 he served as general counsel of NIA Group, LLC, an all lines independent Insurance agency. From August 2001 until December 2017 he served as President of Links Insurance Services, LLP. (“Links”) and from January 2017 as an employee of Links. Mr. Canarick is a former attorney and certified public accountant. Mr. Canarick is not a director of any other public company.

Carl DeSantis Director

Mr. Carl DeSantis has served as director of the Company since 2003. Mr. DeSantis has served as Chairman of CDS International Holdings, Inc., a private investment firm since June of 2001. Prior to that, he was Chairman of Rexall Sundown, Inc., a publicly-held manufacturer of vitamins and supplements. Mr. DeSantis is not a director of any other public company.

William H. Milmoe Director

William H. Milmoe has been a director of our Company since December 2008. Since January 2006, Mr. Milmoe has served as President and Chief Financial Officer of CDS International Holdings, Inc., a private investment firm. From 1997 to January 2006, he was CDS International Holdings, Inc.’s Chief Financial Officer and Treasurer. Mr. Milmoe is a certified public accountant with over 40 years of broad business experience in both public accounting and private industry. Mr. Milmoe also serves as a co-chairman of the board of Celsius Holdings, Inc., a Nasdaq listed public company.

Eric Friedman Director

Mr. Friedman started his employment at INB in 1996 and has over four decades of accounting and financial operations experience, including controller, chief financial officer and a partner with the accounting firm Shachat and Simson, CPA’s. Mr. Friedman served as the Controller of RES Realty LLC from 2019 to 2020, and independent consultant from 2016 to 2019 and the Controller of W & E Sales Co., Inc. from 2011 to 2016. Mr. Friedman was previously employed by the Company from 1996 to 2016, serving several positions including Chief Financial Officer, Assistant to the President and the President of its branded subsidiary, AgroLabs, Inc.